All episodes of Close More Deals for Realtors — mortgage strategies and deal-closing tips for real estate professionals.
Scott Dillingham is a licensed mortgage broker who has helped clients finance over $1 billion in real estate. He works closely with REALTORS® across Ontario to help their clients get financing approved — and in this…
Scott Dillingham is a licensed mortgage broker who has helped clients finance over $1 billion in real estate. Scott works closely with REALTORS® across Canada to help their clients get financing approved — even in…
Scott Dillingham is a licensed mortgage broker who has helped clients finance over $1 billion in real estate. He works closely with REALTORS® to help their clients get financing approved — and in this episode, Scott…
Scott Dillingham is a licensed mortgage broker who has helped clients finance over $1 billion in real estate. He works closely with REALTORS® across Canada to help their clients get financing approved — and in this…
Most realtors think bridge loans only work when your client has a firm sale date. They are wrong. In this episode, Scott Dillingham reveals a powerful alternative bridge loan strategy using private and alternative…
Deals die every day because of five preventable mortgage mistakes — and most realtors do not see them coming until it is too late. In this episode, Scott Dillingham reveals the exact deal killers that blow up…
Right now, 1.2 million Canadians are facing mortgage renewals — many locked into rates far higher than what they originally paid. This is the single biggest listing opportunity in years for realtors who know how to…
Private mortgages can save a deal — but they can also cost your client tens of thousands in unnecessary fees and rates. In this episode, Scott Dillingham reveals how private mortgage pricing actually works in Canada,…
If your investor clients have been told their debt ratios are too high, a rental worksheet could be the solution they have never heard of. In this episode, Scott Dillingham explains how certain lenders allow 80-100% of…
If your client is buying a commercial property or business, the lender's decision will hinge on one number: Net Operating Income (NOI). In this episode, Scott Dillingham walks through exactly how NOI is calculated, what…
Debt ratios are the hidden gatekeeper on nearly every mortgage application — and most realtors don't know how to work around them. In this episode, Scott Dillingham shows you how GDS and TDS ratios work, when to bring…
Did you know your clients can buy a 5+ unit apartment building with as little as 5% down using CMHC's MLI Select program — including a 50-year amortization? In this episode, Scott Dillingham compares CMHC insured and…
Your client wants to keep their current home as a rental and buy a new one — but their bank only counts 50% of the rental income. There's a better way. Scott Dillingham reveals the rental worksheet strategy that lets…
Acreage and agricultural properties are deal-killers for most lenders — but not for those who know the right programs. In this episode, Scott Dillingham explains why rural properties get declined and exactly how to find…
One of the most frustrating situations for a realtor: your client is under contract but just started a new job. Banks say no — but that doesn't have to be the end. Scott Dillingham explains how to find the right lender…
Self-employed buyers are often turned away by banks — even when they earn excellent income. In this episode, Scott Dillingham breaks down stated income and bank statement mortgage programs that qualify self-employed…
Most real estate investors hit a wall after 2-3 properties — their debt ratios are too high and the banks say no. In this episode, Scott Dillingham reveals the DSCR loan strategy and commercial financing paths that let…
When buyers fall in love with a home but hate the kitchen or bathroom, most realtors lose the deal. The Purchase Plus Improvements mortgage lets clients finance renovations directly into their mortgage — and it's one of…
The #1 reason first-time buyers walk away from a deal is 'I don't have the down payment.' In this episode, Scott Dillingham shows you how to legally help clients borrow their down payment using CMHC FlexDown, cash-back…
Many lenders automatically decline clients on maternity leave — but they're wrong to do so. In this episode, Scott Dillingham reveals which lenders will use mat leave income to qualify buyers and exactly what…
If you're a REALTOR® looking to close more deals and stop losing buyers to financing issues, this episode is your starting point. Host Scott Dillingham — a mortgage expert who has closed over $1B in Canadian real estate…